Note: This article covers the range of payment methods available to merchants selling in Japan on Shopify, including several services (such as konbini payment, PayPay, and carrier billing) that are specific to the Japanese market. The information below will not be directly relevant if you are not selling in the Japanese market.
What payment methods have you added to your Shopify store? This article gives a detailed explanation of the many payment methods available on Shopify and their respective payment processing fees and transaction fees. We also introduce handy Shopify apps that let you hide payment methods, change their labels, and customize their display order. We hope this article helps you find the payment methods best suited to your Shopify store.
Payment Methods Available on Shopify
The payment methods you can add to a Shopify store are as follows.
Credit Card
Credit card payment is the most common payment method for online stores. Shopify supports all the major international brands, including Visa, Mastercard, American Express, JCB, Diners Club, and Discover.
If you're adding credit card payment, Shopify Payments is recommended. Shopify Payments lets you keep initial fees, monthly fees, and transaction fees at zero. Payment processing fees can also be reduced depending on your Shopify plan.
The article below introduces Shopify Payments in detail. Please use it as a reference.
Apple Pay
Apple Pay is a mobile payment service provided by Apple Inc. If your store uses Shopify Payments, you can add it easily, with no initial fees, monthly fees, or transaction fees. It also lets customers use the credit card and shipping information saved to their Apple account to complete purchases, reducing the effort of entering information at checkout. Less effort required at checkout can be expected to lower cart abandonment and improve conversion rate.
On Shopify, you can enable it simply by checking Apple Pay under "Settings > Payments > Shopify Payments."
Apple Pay Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: Same as Shopify Payments
- Transaction fee: Free
The article below explains Apple Pay in detail. Please use it as a reference.
Google Pay
Google Pay is a mobile payment service provided by Google Inc. If your store uses Shopify Payments, you can add it easily, with no initial fees, monthly fees, or transaction fees. It also lets customers use the credit card and shipping information saved to their Google account to complete purchases, reducing the effort of entering information at checkout. Less effort required at checkout can be expected to lower cart abandonment and improve conversion rate.
On Shopify, you can enable it simply by checking Google Pay under "Settings > Payments > Shopify Payments."
Google Pay Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: Same as Shopify Payments
- Transaction fee: Free
The article below explains Google Pay in detail. Please use it as a reference.
Shop Pay
Shop Pay is a payment service provided by Shopify.
Stores using Shopify Payments can add Shop Pay easily, with no initial fees, monthly fees, or transaction fees required to set it up. Customers using Shop Pay can also complete purchases smoothly using the credit card and shipping information saved to their Shop account, reducing the effort of entering information at checkout. This helps prevent customers from abandoning their purchase due to the burden of entering information, and can be expected to improve the conversion rate.
Beyond improving convenience for customers, Shop Pay is a payment service that also helps Shopify stores improve the user experience and boost sales.
Shop Pay Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: Same as Shopify Payments
- Transaction fee: Free
The blog article below explains Shop Pay in detail. Please use it as a reference.
Bank Transfer
Bank transfer is a payment method where the customer transfers money directly into the store's designated bank account after placing an order on the Shopify store. On Shopify, you can set this up under "Settings > Payments."
The article below introduces bank transfer in detail. Please use it as a reference.
Cash on Delivery
Cash on delivery is a payment method where the customer pays the delivery person at the time the product is delivered. It has the benefit of letting customers who don't own a credit card purchase products, but also carries the drawback of an added cash-on-delivery fee.
Cash on Delivery Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: Free (however, a cash-on-delivery fee applies)
- Transaction fee: Free
The blog article below explains cash on delivery in detail. Please use it as a reference.
PayPal
PayPal Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: For domestic transactions, 3.60% + 40 yen per transaction
- Transaction fee: Free
The blog article below explains PayPal in detail. Please use it as a reference.
PayPay
PayPay is a QR code payment service provided by "PayPay Corporation," established by SoftBank and Yahoo. With just a smartphone, customers can purchase goods and services "easily" and "at a great value" at brick-and-mortar stores and online stores alike. Initial fees, monthly fees, and payment processing fees for PayPay vary by payment provider.
The article below introduces PayPay in detail. Please use it as a reference.
Rakuten Pay
Rakuten Pay is a smartphone payment service provided by the Rakuten Group. It can be used not only for shopping at brick-and-mortar stores but also for online shopping. Another feature is that customers can earn and redeem Rakuten points. Initial fees, monthly fees, and payment processing fees for Rakuten Pay vary by payment provider.
The article below introduces Rakuten Pay in detail. Please use it as a reference.
d-Payment
d-Payment is a smartphone payment service provided by NTT Docomo. It can be used not only for shopping at brick-and-mortar stores but also for online shopping. Another feature is that customers can earn and redeem d Points. Initial fees, monthly fees, and payment processing fees for d-Payment vary by payment provider.
The article below introduces d-Payment in detail. Please use it as a reference.
au Pay
au Pay is a smartphone payment service provided by KDDI Corporation. Customers can pay using a barcode or QR code displayed on their smartphone, and it can be used both for shopping at brick-and-mortar stores and for online shopping. Another feature is that customers can earn Ponta points.
The article below introduces au Pay in detail. Please use it as a reference.
Merpay
Merpay is a smartphone payment service provided by "Mercari," Japan's number one flea-market app by user count. Customers can use the proceeds and points earned from selling on Mercari directly for payment via Merpay.
The article below introduces Merpay in detail. Please use it as a reference.
Convenience Store Payment
Convenience store payment lets customers pay in cash for goods purchased at an EC store at convenience stores nationwide, such as 7-Eleven or Lawson. It is commonly used by younger customers who don't hold a credit card, or by those who prefer not to use credit card payment online. Which convenience stores are supported, along with the initial fee, monthly fee, and payment processing fee, varies by payment provider.
The article below introduces convenience store payment in detail. Please use it as a reference.
Carrier Billing
Carrier billing is a payment service that adds the cost of goods purchased on a Shopify store to a customer's mobile phone or data bill from their carrier (Docomo, au, or SoftBank).
Anyone with a smartphone contract with a Japanese carrier such as Docomo, au, or SoftBank can use it easily, but it comes with drawbacks such as a cap on the payment amount and added costs like monthly fees and payment processing fees. Initial fees, monthly fees, and payment processing fees for carrier billing vary by payment provider.
The article below introduces carrier billing in detail. Please use it as a reference.
BNPL (Buy Now, Pay Later)
BNPL is a payment method in which the customer pays for a product or service after receiving it.
After receiving the product or service, the customer must pay the amount due by a specified deadline, using a payment method such as convenience store payment, bank transfer, or payment via a BNPL service. Initial fees, monthly fees, and payment processing fees for BNPL vary by payment provider.
The article below introduces BNPL in detail. Please use it as a reference.
Installment Payments
Rather than paying the full purchase amount all at once, this method lets you pay little by little over a predetermined number of installments. For example, you can choose the number of installments, such as 3 or 6 payments. It is mainly used when purchasing higher-priced products, and its key feature is that it can lighten the monthly payment burden.
The article below introduces installment payments in detail. Please use it as a reference.
Payment Methods No Longer Available on Shopify
Amazon Pay
※As of January 6, 2025, Amazon Pay is no longer available on Shopify. New sign-ups had already ended as of November 21.
Amazon Pay is a payment service that lets customers pay for goods and services using the delivery address and credit card information saved to their Amazon account. Adding Amazon Pay saves customers the effort of registering an account and entering address and credit card information, and gives the store the benefit of improving conversion rate.
Amazon Pay Costs
- Initial cost: Free
- Monthly fee: Free
- Payment processing fee: 3.9% (for non-digital content), 4.5% (for digital content)
- Transaction fee: 0.5%–2.0%
The article below introduces Amazon Pay in detail. Please use it as a reference.
LINE Pay
※Service ended as of April 30, 2025.
LINE Pay is a smartphone payment service provided by LINE Pay Corporation. Customers can pay using a barcode or QR code displayed on their smartphone, and it can be used both for shopping at brick-and-mortar stores and for online shopping. Another feature is that balances can be charged through various methods, including bank account transfer and convenience store payment. Initial fees, monthly fees, and payment processing fees for LINE Pay vary by payment provider.
The article below introduces LINE Pay in detail. Please use it as a reference.
Shopify Apps That Let You Customize Payment Methods
RuffRuff Order Limits
"RuffRuff Order Limits" is fully localized for Japanese and is Japan's first Shopify app built on the Cart and Checkout Validation API.
By using the "Cart and Checkout Validation API," it achieves order-limit processing on the server side, something that could previously only be handled on the front end. As a result, compared with existing order-limit apps, it delivers far more robust order restrictions that are harder to bypass.
With a single app, you can implement quantity limits, amount limits, bundling restrictions, customer restrictions, and payment-method hiding.
Using RuffRuff Order Limits, you can automatically hide any specific payment method under any condition — for example, "hide cash on delivery once the order is 3,000 yen or more," "hide carrier billing for digital products," or "hide convenience store payment for guest customers."
BeSure Checkout Rules
Image source: BeSure Checkout Rules | Shopify App Store
BeSure Checkout Rules is an app that lets you customize how shipping and payment methods are displayed on the Shopify checkout page. By combining conditions such as cart total, weight, address, items in the cart, and tags, you can reorder, rename, or hide shipping and payment methods. It has also earned "Built for Shopify," the mark of top-quality apps.
The blog article below introduces Shopify apps that can hide payment methods. Please use it as a reference.
Payment Customization: PayMix
Image source: PayMix | Shopify App Store
PayMix is a Shopify app that lets you customize payment methods on the checkout page. Based on product, cart, and customer information, you can show, hide, reorder, and rename payment methods. It supports over 20 attributes for building complex rules, and it's also a nice option in that it's available for as little as $2.99 a month.
HidePay
Image source: HidePay | Shopify App Store
HidePay is a Shopify app that lets you customize payment methods on the checkout page. Its intuitive interface makes it easy to hide, rename, and reorder payment methods. It also lets you set up targeted payment rules using more than 20 product, cart, and customer parameters.
The blog article below introduces HidePay's features, pricing plans, and setup steps. Please use it as a reference.
In Closing
In this article, we introduced the features and costs of the payment methods available on Shopify. We also introduced Shopify apps that let you hide, reorder, or rename payment methods on the checkout page under certain conditions. Use what's covered here to consider which payment methods and Shopify apps are right for your own store.
Finally, while this article focused on apps for customizing payment methods, the blog article below introduces various other recommended apps by category, such as for "customer acquisition," "sales growth," and "extending blog articles." Please use it as a reference.
